Keep every transaction safe, at every step

Move money confidently across borders with built-in multi-layer protection that keeps your business in control, without slowing it down.

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How iBanFirst keeps your payments safe

Safety comes to life across the platform — from authentication to multi-step approvals, all the way to executing payments, FX, and more.

Verify every critical action

Strong two-factor authentication (2FA) via the iBanFirst Authenticator mobile app or SMS protects the moments that matter most. Login attempts, financial transactions, currency exchanges, forward payment contract take-ups, beneficiary creation, and new user onboarding all require secure approval — keeping fraudulent access out.

Control who can do what

Define user rights and multi-step approval workflows that mirror your internal governance. You decide who views, who initiates, who approves — with thresholds that adapt to transaction type, size or entity.

Spot suspicious connection activity

View connected devices, login timestamps, locations, operating systems, and browser details directly in the platform. Detect unusual access patterns early and revoke sessions instantly if something looks off.

Send funds with confidence

Before money leaves your account, iBanFirst verifies beneficiary details against official bank records across the Eurozone. You immediately see if there’s a match, helping prevent misdirected transfers and authorised push-payment fraud. In France, you can personalise your IBAN to make fraudulent payment requests easier to recognise.

Rest assured. Your data is protected.

All sensitive data on iBanFirst is encrypted in transit and at rest, helping prevent unauthorised access to account, beneficiary, and transaction information. This preserves confidentiality as your team operates across countries, entities, and devices.

When companies move money internationally, security can’t be an afterthought. At iBanFirst, it’s engineered into the platform from the ground up: strong by default, without slowing teams down, and adaptable to different business structures."

Dimitri Rodrigues, Chief Product Officer at iBanFirst

A partner you can trust

Secure and reliable above all

Frequently asked questions

Are my funds secure with iBanFirst?

As a regulated payment institution authorised by the National Bank of Belgium, iBanFirst follows strict rules to safeguard your money. Our regulatory framework ensures that we maintain rigorous procedures to protect client funds, giving you confidence in the security of our services. For instance, under the PSD2 directive, funds must be segregated from the payment institution's own funds and held in a separate bank account set aside solely for client money. In the unlikely event that iBanFirst encounters financial difficulties or becomes insolvent, your money will remain fully secure and protected in one of these accounts.

Can we set payment validation rules that reflect our internal controls with iBanFirst?

Yes. iBanFirst allows you to define payment validation rules that mirror how your team operates. You can separate who initiates payments from who approves them, require one or multiple signatures, and apply approval thresholds based on payment amounts or user roles.

How does iBanFirst help prevent payments from being sent to the wrong account?

iBanFirst verifies beneficiary details before funds are sent to a Eurozone recipient, checking that the account information matches the intended account holder in line with European payment security regulations. The verification runs automatically when a beneficiary is added and when a payment is initiated, and returns a clear match, partial match, or no-match result before execution. This helps reduce payment errors and authorised push-payment fraud without slowing down the process.

Does iBanFirst use two-factor authentication?

Yes. iBanFirst provides a mobile authentication app that requires two-factor authentication (2FA) for all sensitive operations, including logins, payments, currency exchanges, and adding new beneficiaries or users. This adds an extra security layer beyond just your password.

How does iBanFirst protect against payment fraud?

iBanFirst uses multiple fraud prevention measures: Verification of Beneficiary (VoB) technology that confirms account names match before payments are sent, multi-signature approvals require multiple people to authorise high-value transactions, and dark web monitoring allows us to detect compromised credentials and alert you immediately.

What happens to my funds if iBanFirst goes out of business?

By law, iBanFirst holds all client money in segregated accounts at top-tier EU banks, completely separate from operational funds. If iBanFirst faces financial difficulties, your money is ring-fenced from creditors and returned to you in full. This protection is mandated by PSD2 regulations and monitored by the National Bank of Belgium.

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info-uk@ibanfirst.com

iBanFirst is a registered trading name of iBanFirst Limited, registered in England and Wales under company No. 06260585. Registered Office: 6th Floor, 107 Cheapside, London, EC2V 6DN. iBanFirst Limited is authorised by the Financial Conduct Authority (FCA) as an Electronic Money Institution under the Electronic Money Regulations 2011 (FRN: 1001629). The products and services that iBanFirst Limited offers are limited to unregulated spot FX transactions and deliverable forward payment contracts excluded from MiFID or EMIR regulation, as they are intended to cover an underlying future payment for identifiable goods and services.